Personal Coverage

Personal Lines

Personal lines insurance refers to any kind of insurance that covers individuals against loss that results from death, injury, or loss of property. These insurance lines generally protect people and their families from losses they couldn’t afford to cover on their own. Personal lines insurance makes it possible to do things such as driving a car and owning a home without risking financial ruin.

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Home Insurance

Accidents can happen in the blink of an eye. When they happen to your home you need to make sure you have the coverage needed to protect it. As your largest asset, your home is one of the most important things in your life. We understand that home insurance can be confusing, which is why our agents will work one-on-one with you to help you find the perfect policy that fits your needs.

Auto Insurance

Driving without automobile insurance is not only dangerous, but it is illegal. At Hudson-Silver Insurance Agency, we work with a variety of insurance providers which allows us to help our customers find the policy that fits their needs and budget.

Boat

A boat insurance policy can insure you against most risks of owning and operating a boat, including protection against liability lawsuits and medical treatments. We’ll make sure you have the right boat coverage so you can have peace of mind and enjoy your time out on the boat with friends and family.

Recreational Vehicles

Our agency offers clients a variety of coverage options for their recreational vehicles, including ATVs, dirt bikes, jet skis, trailers and more. Let us help you get the right protection so you can spend less time worrying and more time having fun.

Life Insurance

Have you ever thought of what your family would do if you were no longer around? It can be very difficult to imagine a time when you’re not around to help provide for your family. Our policies are created to help meet your life insurance requirements through every stage of life. It is smart to have a policy in place that will provide your family with three times your annual income to ensure complete coverage should anything happen to you. Though the amount also depends on your income and the future needs of your family. Our team will help you determine your needs and what is best for you and your family.

Life insurance (or life assurance, especially in the Commonwealth of Nations) is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money upon the death of an insured person (often the policy holder). Depending on the contract, other events such as terminal illness or critical illness can also trigger payment. The policy holder typically pays a premium, either regularly or as one lump sum. Other expenses, such as funeral expenses, can also be included in the benefits.

Questions For Our Agency

If you have any questions about your current insurance coverage or you would like to learn more about a certain kind of insurance, reach out to us today!

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